When to use email? When to use the phone?

With so many options to chat, text, talk and communicate, how do you know when to use which method?  A very wise businessman gave me the following advice: If you need to convey information — use email. If you need to make a decision — use the phone. If you...

Make a Kiva loan, change a life

I just made my first two Kiva loans.    Through Kiva, I loaned money to Sofik, a widow in Armenia and Afag, a married mother of three in Azerbaijan.  Both women need a micro-loan to buy new sewing machines for their small clothing businesses.  I love to sew. The Kiva...